A serious car wreck – even without injury – yes – is a life-changing event for those of us treading water in the middle class of western civilization. I was in a serious car accident. Before we get to that:
GO ACTION FUN TIME
MY HOUSE – Sunday April 7 at 3pm.
Because I can.
More about Go Action Fun Time here.
In my world, play-testing now counts as an Author Event.
Ahem. To the topic at hand:
At about 7am on March 28th, I proceeded northbound on 83rd Avenue into its intersection with Camelback Road and WHAMMO!.
The light had just turned green for the northbound 83rd. I was first into the intersection. A passenger van heading eastbound on Camelback ran the red light to strike the driver’s side front corner of my 2013 Kia Soul hard enough to spin my vehicle 180 degrees, and deploy the airbags.
- Yes. I am fine. A bit of whiplash. Some bruising.
- I was not treated on scene.
- Nobody else involved in the accident was injured enough to be treated on scene.
- I went home via ride-share.
- I have since seen my GP, who diagnosed some whiplash.
- I am getting treatment for that.
- Yes- I have everybody’s insurance info – or rather I have a copy of the Glendale Police report that has everybody’s particulars.
- Glendale Police told me they were going to cite the other vehicle.
- The officer told me they had reviewed the traffic camera, and it showed the eastbound light was red and the northbound light was green.
- Nobody has officially claimed the car is totalled, but I expect that declaration Monday.
- I have called insurance companies. I am awaiting their calls back.
- I have not retained a lawyer.
What I’ve learned:
Everyone asks some version of the above questions, generally in that order. Particularly they are going to ask if you were hurt, even if you lead with the fact that you were not hurt.
I was not seriously hurt. Thank you for asking.
The rear hatch would not open on the accident scene. This would end up mattering…
We have previously disclosed some Strange Facts about my Kia Soul. They are worth reviewing.
If you skipped reading that, you need to know that I am upside down on the loan, and do not have gap insurance. This horrifying revelation is tempered somewhat by the realization that I was already screwed, and this just changes the particulars of how I am screwed. Most likely, I will end up paying a little more money for a little less car. The sun will rise in the morning.
Get gap insurance if you finance a car. GAFDE.
I remain, at this writing, in tow-yard/ insurance process purgatory. (We have visited impound lots in this space before.) Glendale PD towed the remnants of my crushed soul to their lot. I could not even enter the lot without an ID that matches the name on the title. The name on the title is my ex-wife. She was kind enough to meet me last Saturday morning so I could try to recover my things out of my soul. But Farm Bureau, the insurance for the other driver, had towed my soul to a different lot sometime late Friday, without telling me. No one from that company who might know where that lot was answers their phone on the weekend.
It turns out, though, that State Farm, my insurance company, sometimes uses the same lot. It’s popular with insurance companies. They were able to pull up the electronic inventory, and find my soul.
That lot is closed on the weekend.
They gave me a rental car, though.
I don’t know what the future truly holds in store for me, but I like to think it holds some vehicle with a roof rack.
And not nearly so … red.
You were warned.