And .. We’re Back

Once upon a time I made a New Years resolution not to make any more New Years Resolutions, and so far I have kept that.

I have an unrelated goal this year, however, of being a more disciplined marketer blogger. I write stuff, and I’d like people to read it. This is one of the ways to make that happen.

We left off last August, and I have learned some thing since then. I won’t try to recap four months of hard lessons in one post, so we’ll stick to what has been discovered recently.

When lighting for TV (I’ve been involved with this recently in my day job) remember that the camera doesn’t see light, only light bouncing off of something. That’s why they obsess over even washes – it really does matter. In the distant past,  up to say five years ago, you could blend the washes by adding a bunch of diffusion. With HDTV, diffusion looks like – diffusion. Hard light is better.

We still added a bunch of frost.

In theatrical lighting (and TV lighting uses the same toys) LED lights are now competitive in every area except price. And they are one generation away from digging into that as well. Nobody’s going to FEL’s or BHP’s. Honest.

The Droid is a good camera, but using it that way sucks up battery fast. It is a second rate GPS, and a clunky DVR.I ended up hiking with four separate devices.

The Hiking Guide is 90% in the can. Save your receipts, and write down contact info in two different places.

If you trade away your two leading scorers for spare parts, your team won’t do as well. It’s not so much that Sarver let Stoudemire walk away (though he shouldn’t have), it’s that he failed to replace him with anyone who would be a legitimate starter (not an all-star – just a starter) at the power forward position. They traded away their leading scorer – and they still do not have a legit 4. This current roster can’t make the playoffs. I can vaguely understand  that Sarver is maneuvering around the salary cap and the near-certain lock-out looming next season, but I really don’t care. The Suns were contenders six months ago. The owner squandered that. That’s why every game from here out will have more empty seats.

My wife and I were gifted with attending Dave Ramsey’s Fiancial Peace University. 80% of that course is the same information  you can learn from any other basic financial advisory course. Make a realistic budget. Stay in that budget. A couple of things Ransey teaches that others might not:

  • If you don’t have $1000 in the bank, you are wasting your time trying to pay down credit cards. You’ll only end up running them back up for emergencies. So put that money in the can first, and if you spend it, make minimum payments until you’re back up to $1k.
  • As you start paying off the credit cards, start with the lowest balance first, regardless of interest. Statistically, this approach has a better chance of success.
  • Along this same line, you have no business investing until you have 3 months expenses in the bank (which is easier to get to if you pay off the credit cards).
  • Any investment that doesn’t reliably return at least 6% won’t keep up with taxes and inflation.

Now Dave (as we call him in the class) also recommends mutual funds, claiming you should get 12% out of them. After all, the stock market has made money in any ten year period since the great depression. He’s out of date there (we were watching 2006 DVD’s). We are in a ten year period where the market overall has lost money.

Which brings us to the links:

From Slate

The above from a long and enlightening article in Slate.

And fun with math and money from the BBC – who really likes this sort of facty-stuff.

 

Now you know.

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One thought on “And .. We’re Back

  1. Welcome back. Was telling a friend when the deal was done that just looking at the average ppg they didn’t get nearly back what they lost. Bad sign.

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